Cookie Policy

Welcome to Harvest Grove Living. This Cookie Policy explains how we use cookies and similar tracking technologies on our website, which focuses on providing information about Registered Education Savings Plans (RESP) in Ottawa, Ontario. By continuing to browse our site, you agree to our use of cookies as described in this policy.

1. Jurisdiction and Legal Framework

As we operate from Ottawa, Ontario, Canada, our data practices are governed by the Personal Information Protection and Electronic Documents Act (PIPEDA) at the federal level. Additionally, we adhere to the principles of the Digital Charter Implementation Act and relevant provincial guidelines provided by the Information and Privacy Commissioner of Ontario.

While PIPEDA is our primary framework, Harvest Grove Living also strives to maintain high global standards, including principles found in the GDPR for our international visitors, ensuring transparency, accountability, and user control over personal data.

2. What are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, as well as to provide information to the owners of the site. Cookies allow us to recognize your device and store some information about your preferences or past actions.

3. How We Use Cookies

We use cookies to enhance your experience while navigating our RESP guides, to remember your preferences (such as language settings), and to analyze our traffic to improve our educational content. We do not use cookies to collect personally identifiable information without your explicit consent.

4. Categories of Cookies We Use

A. Strictly Necessary Cookies

These cookies are essential for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences or filling in forms related to RESP grant calculators.

B. Analytical/Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular (e.g., our guide on "Canada Learning Bond") and see how visitors move around the site.

C. Functional Cookies

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages, such as embedded maps of Ottawa-based RESP providers.

D. Marketing Cookies

Harvest Grove Living may use these cookies to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user, specifically regarding educational savings and financial planning services.

5. Third-Party Cookies

In some special cases, we also use cookies provided by trusted third parties. For example, our site uses Google Analytics for helping us understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content about RESP grants and contribution rules.

We also use social media buttons and/or plugins on this site that allow you to connect with your social network in various ways. For these to work, social media sites including Facebook and LinkedIn will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

6. Legal Basis for Processing

Under Canadian law (PIPEDA), the use of non-essential cookies requires your "meaningful consent." We obtain this consent through our cookie banner. By clicking "Accept All," you consent to the use of all categories of cookies. If you choose to "Decline," only strictly necessary cookies will be used.

7. How to Manage and Disable Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the "Cookie Settings" button below or by adjusting your browser settings.

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.

To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.

8. Retention Period

The length of time a cookie will stay on your browsing device depends on whether it is a "persistent" or "session" cookie. Session cookies will only stay on your device until you stop browsing. Persistent cookies stay on your browsing device until they expire or are deleted.

9. Changes to This Policy

Harvest Grove Living may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

10. Contact Us

If you have any questions about our use of cookies or other technologies, please contact the Data Privacy Officer at Harvest Grove Living:

• Entity: Harvest Grove Living
• Address: 45 O'Connor Street, Ottawa, ON K1P 1A4
• Email:
• Phone: +1 (376) 906-5646